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Europe Schengen Zone

Malta (Residency) Residency by Investment

Malta's Permanent Residence Programme (MPRP) offers EU residency and Schengen access through a government-backed scheme, with a path to one of the world's strongest passports.

€150,000

Min. Investment

4–6 months

Processing Time

Yes

Schengen Access

5 years

Path to Citizenship

About the Program

The Malta Permanent Residence Programme (MPRP) is a government-administered programme offering third-country nationals the right to reside in Malta and enjoy Schengen freedom of movement. Malta is the only English-speaking EU member state and offers a favourable tax environment for non-domiciled residents.

Investment Requirements

The MPRP requires a combination of a government contribution, a property commitment (purchase or rental), and a charitable donation:

Government Contribution: €28,000 (with property purchase) or €58,000 (with rental)
Property Purchase: Minimum €375,000 (south Malta/Gozo) or €300,000 (other areas) — held for 5 years
Property Rental: Minimum €14,000/year (south Malta/Gozo) or €12,000/year (other areas)
Bonds: €150,000 in eligible Malta government bonds — held for 5 years
NGO Donation: €2,000 mandatory donation to a Malta-registered NGO

Tax — Remittance-Based System

Non-domiciled Malta residents are only taxed on income remitted to Malta (not on worldwide income). Specific benefits:

Foreign income retained offshore is not subject to Maltese tax
Capital gains realised outside Malta are exempt
A minimum annual tax payment of €5,000 applies to non-dom MPRP holders
Double tax treaties with 70+ countries

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Lifestyle & Quality of Life

What daily life actually looks like

$2,500 – $4,500/month

Monthly Budget

🛡️ Very Safe

Safety Rating

☀️ Mediterranean — hot summers (30–35°C), mild winters

Climate

Why People Choose Malta

✦ English is an official language — seamless daily life

✦ Exceptional Mediterranean climate

✦ Strong financial services and iGaming sectors

✦ Rich history, culture, and architecture

✦ Close to Italy, North Africa, and Southern Europe

✦ Low crime rate — very safe for families

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Tax Implications

Key tax information for residents

Non-domiciled residents: remittance-based taxation. Foreign income retained offshore is not taxed. Minimum €5,000/year Maltese tax applies. Capital gains outside Malta are exempt.

⚠️ Tax rules change. Always verify with a qualified local tax advisor before making decisions based on tax considerations.

Investment Options

Option / Category	Min. Amount	Description
Government Contribution (with purchase)	€28,000	One-time contribution when purchasing property
Government Contribution (with rental)	€58,000	One-time contribution when renting property
Real Estate Purchase	€375,000	Southern Malta or Gozo — held 5 years
Rental	€14,000/year	Minimum annual rent in qualifying area
Bonds	€150,000	Malta government bonds, held for 5 years

Requirements

Clean criminal record
Health insurance (€30,000 min coverage)
Due diligence checks
Source of funds documentation
NGO donation €2,000

Key Benefits

EU permanent residency
Schengen zone freedom of movement
Only English-speaking EU state
Remittance-based tax — foreign income offshore not taxed
Min. annual tax only €5,000 for non-doms
Path to one of the world's top passports (after 5 years)
Family included (spouse, children, parents, grandparents)
Mediterranean island lifestyle

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Important Notices & Recent Changes

• EU Commission has challenged Malta's CBI programme — residency programme unaffected but monitor developments
• 5-year citizenship path requires genuine ties and language proficiency

Information Notice: This page is for informational purposes only. CRP World is an independent information resource, not a licensed immigration advisor. Program requirements, investment thresholds, and processing times change frequently. Always verify details with official program sources and consult a qualified licensed professional before making any decisions.

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Program at a Glance

Monthly Budget $2,500 – $4,500/month

Safety Very Safe

Path to Citizenship 5 years

Schengen Access Yes ✓

Climate Mediterranean

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